Positive Pay is an automated fraud prevention tool offered by Dakota Community Bank & Trust to protect against altered, forged, and counterfeit checks. This electronic system analyzes the accuracy of checks a company issues with those presented for payment to make sure the account number, date, and dollar amount are consistent.

If the check number, dollar amount on the check and the account number do not match, Positive Pay will not let the check automatically go through, potentially saving the business from check fraud, loss, and other liabilities.