home insurance

Homeowners Insurance for the First-Time Buyer

Your home is your castle, so the saying goes. And you’re going to want to protect it. Homeowners insurance can give you just the protection you need. It provides coverage if your home is damaged or destroyed. It also covers your family’s possessions and provides you with compensation for liability claims, medical expenses, and other…

Family in front of home

Applying for a Home Loan

Since most people finance their home purchases, buying a home usually involves applying for a home loan. Being a homeowner gives you the opportunity to put down roots, become part of a community, and build your wealth for the future. But the path to becoming a homeowner is no small feat.   Here is some…

Tax Benefits of Home Ownership

For tax purposes, your principal residence is the place where you legally reside. It’s typically the place where you spend most of your time, but several other factors are also relevant in determining your principal residence. Many of the tax benefits associated with home ownership apply mainly to your principal residence — different rules apply…

KX-News-home-refinancing

News Article – Are you a homeowner…

Are you a homeowner considering refinancing? Now maybe a good time to think about it because interest rates are low. A home loan officer at Dakota Community Bank says many people refinance their mortgage to reduce monthly payments and, overall, save money. However, you might not want to refinance if you’re close to paying off…

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June is National Homeownership Month

Homeownership is a dream of many. It can change lives and enhance futures. About 64% of Americans are currently homeowners as stated by Census.gov; And according to the National Association of REALTORS, at least 73% of people who do not currently own a home want to! Homeownership is a hope of many and matters for…