home insurance

Homeowners Insurance for the First-Time Buyer

Your home is your castle, so the saying goes. And you’re going to want to protect it. Homeowners insurance can give you just the protection you need. It provides coverage if your home is damaged or destroyed. It also covers your family’s possessions and provides you with compensation for liability claims, medical expenses, and other…

Family in front of home

Applying for a Home Loan

Since most people finance their home purchases, buying a home usually involves applying for a home loan. Being a homeowner gives you the opportunity to put down roots, become part of a community, and build your wealth for the future. But the path to becoming a homeowner is no small feat.   Here is some…

Winterize Your Home

Protect Your Home From Winter Damage

Winterize Your Home Checklist When the temperatures start to drop, minimize the potential risks to your home. Did you know fall is the best time to winterize your home? Ice, snow and wind can have a devastating impact on your home. When temperatures drop dramatically and the snow flies in North Dakota, you’ll be glad…

Cyber Security Graphic

Cyber Security Awareness

October is National Cyber Security Awareness Month At home, at work, at school, and while on vacation, our growing dependence on technology demands greater security online. Because there are many different online scams out there including money wiring scams, online dating scams, and health care scams, we want to make sure you can recognize the…

Tax Benefits of Home Ownership

For tax purposes, your principal residence is the place where you legally reside. It’s typically the place where you spend most of your time, but several other factors are also relevant in determining your principal residence. Many of the tax benefits associated with home ownership apply mainly to your principal residence — different rules apply…

Market Volatility Graphic

How to Handle Market Volatility

Conventional wisdom says that what goes up, must come down. But even if you view market volatility as a normal occurrence, it can be tough to handle when it’s your money at stake. When the markets experience turbulence, there can be a temptation to ask your financial advisor to “do something” as a proactive approach…

College Student

Renters Insurance

If you have a child heading off to college, you will want to make sure they are protected while away. Considering renters insurance is one option that can help protect possessions in their dorm room or apartment or rented house. Without insurance of your own, you could be left with nothing in the event of…

Running Marathon while retired

Retirement Planning Basics

You may have a very idealistic vision of retirement — doing all of the things that you never seem to have time to do now. But how do you pursue that vision? Social Security may be around when you retire, but that benefit may not provide enough income for your retirement years. Topped with the…

automobile accident

What To Do After an Auto Accident

You’ve been in an auto accident – now what? A car accident, whether big or small, can be a confusing and stressful event. Preparing yourself can help you remain calm and protected. It is important to know what key things to do immediately following an accident and in the subsequent days after. Our team of…