Personal Checking

Dakota Free Checking
  • No minimum balance
  • Unlimited check writing
  • Interest bearing account
  • Free check card upon approval
  • Convenient storage of check images
Dakota Basic Checking
  • Non interest bearing
  • Service charge based on daily balance
  • Receive images in statement
Dakota Now Checking
  • $500.00 minimum balance
  • Tiered interest rate
  • Receive images in statement
Dakota Super Now Checking
  • $2500.00 minimum balance
  • Tiered interest rate
  • Free check blanks
  • Receive images in statement
  • Free Online Bill Pay
Dakota Premium Checking
  • Interest Bearing Account
  • Free money orders and cashiers checks
  • Free check blanks
  • Monthly service charge
Dakota Gold Checking
  • Customers 50 and older
  • Free money orders and cashiers checks
  • Receive images in statements
  • Discount on safe deposit box (at most locations)
  • Free check blanks
  • Tiered interest rate
Dakota Now Checking
  • Customers 26 and younger
  • No minimum balance
  • Unlimited check writing
  • Interest bearing account
  • Free check card upon approval
  • Convenient storage of check images
  • Free wallet checks
  • Free e-Statements ($3 monthly paper statement service charge if not enrolled in e-Statements)
Dakota Money Market
  • $1000.00 minimum balance
  • Tiered interest rate
  • Limited transactions
Procedures for Opening a Deposit or Loan Account with Dakota Community Bank & Trust, N.A.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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